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FAQs

Q. What are the types of home loans available ?
Q. What is an EMI ?
Q. How will my Equated Monthly Installment (EMI) be calculated ?
Q. When is my EMI due ?
Q. What is Pre-EMI interest ?
Q. What are the interest rates offered for home loans? What are Daily Reducing, Monthly Reducing and Yearly Reducing ?
Q. What is a floating rate home loan ?
Q. What is Loan Application Fee?
Q. Are securities required for home loans ?
Q. Do I require a guarantor to get a home loan ?
Q. Is it mandatory to have a co-applicant when applying for a Home Loan? If yes, who can be a co-applicant for my Home Loan ?
Q. What are the eligibility conditions for a home loan ?
Q. How is age used as a factor in loan eligibility determination ?
Q. What are the repayment period options ?
Q. What is Mortgage ?
Q. What is Mortgage Application Fees?
Q. What is Mortgage Banker?
Q. What is Home Mortgage?
Q. What is the time required for loan application approval ?
Q. What is the time required for loan disbursement ?
Q. Can I make joint application for home loans ?
Q. What are the tax benefits of home loans ?
Q. What is Reverse Mortgage ?
Q. Should one go for long-term home loan ?